The last decade has witnessed a substantial financial deregulation. Accompanying to deregulation there has been a plethora of methodologies and technologies for managing the risks/rewards created by this deregulation. iCAST advanced risk analytics supports the quantification and management of credit, market and operational risks on consistent basis. It provides an integrated enterprise view of economic and regulatory capital through Risk Management suite. Enterprises can demonstrate defensible and accurate standards to accounting boards and relevant institutions. This helps to meet legal responsibilities and adopt emerging risk based reporting standards. This helps financial institutions to analyze and explore the data in order to compute ‘integrated key risk indicators’. It delivers a full suite of modern risk techniques, as required for compliance norms- Monte Carlo simulations, Scenario Analysis, Potential Exposure etc.

Real-time access to information across instruments and portfolios across business lines with integrated ‘rule & process’ analytics helps to make astute and timely decisions. In addition to the quantification of risk exposures and risk-adjusted profitability the product has predefined profitability summarizations at different levels such as account, customer, business unit, and product levels. It helps to optimize capital and risk associated with operations to achieve efficient allocation of risk capital while measuring and controlling the risks of new business activities. Credit Risk Analysis helps to analyze the risk in terms of earnings volatility due to variations in credit losses with typical measures such as Total Risk Weighted Assets, Capital Adequacy Ratio and dimensions such as Financial Institution Organization Group Reporting Structure, Arrangement Time To Maturity Segment.

Risk Suite offers an extensive array of risk analytics, ranging from probabilistic measures such as VaR to key parameters such as Collateral Score, Expected Loss Rate, PD, EAD, LGD and Market Risk Rate etc to increase profitability and mitigate probable risk. Overall iCAST Risk Intelligence is focused on creating financial transparency, mitigate exposures and provide ‘Integrated Enterprise Risk Assessment Methodologies’ required for today’s financial institutions